Financial Wellbeing Support from Money Helper
MoneyHelper brings together the support and services of three government-backed financial guidance providers: the Money Advice Service, the Pensions Advisory Service and Pension Wise. This page will highlight key arears of support from MoneyHelper in regards to Financial Wellbeing.
Whatever your circumstances, MoneyHelper is on your side. Online and over the phone, you’ll get clear money and pension guidance that’s quick to find, easy to use and backed by government. We can also point you to trusted services if you need more support. Open to everyone and free to use, MoneyHelper helps you clear debts, reduce spending and make the most of your income. To support loved ones, plan for major purchases and find out about entitlements. To build up savings and pensions and know your options.
Download the below booklets to find out more.
Outlined below are a range of areas in which we might look at providing financial wellbeing support, content and guidance. Outlined below are a range of areas in which we might look at providing financial wellbeing support, content and guidance.
Budgeting, Saving and Scams
Interactive: Budget planner
Use the free online MoneyHelper Budget Planner tools to work out how much money you have coming in and what you are spending it on.
www.moneyhelper.org.uk/en/everyday-money/budgeting/budget-planner
What to do if you’re worried about your energy bills after the price cap rise announcement
If you’re wondering how your household finances are going to be affected over the coming months, find out about the Ofgem energy price cap rise, Council Tax bills rebate and what other help the UK government has announced.
www.moneyhelper.org.uk/en/blog/everyday-money/worried-about-energy-bills-after-price-cap-rise
Interactive: Bill Prioritiser
Our quick, easy-to-use Bill prioritiser helps you understand which bills and payments to deal with first and how to avoid missing any payments
www.moneyhelper.org.uk/en/money-troubles/way-forward/bill-prioritiser
Living on a squeezed income
Whatever is going on in your life, there are ways to make your income go further. Learn how to cut back on costs and see what extra help is available.
www.moneyhelper.org.uk/en/money-troubles/way-forward/squeezed-income
Information: Help with scams
Guidance for spotting, avoiding and recovering from scams.
www.moneyhelper.org.uk/en/money-troubles/scams/types-of-scam
Information: Making a savings habit
Here do you make savings a part of your life
www.moneyhelper.org.uk/en/savings/how-to-save/getting-into-the-savings-habit
Debt and Borrowing
Information: Do you need to borrow money?
Planning a big purchase or need some extra cash? Borrowing might seem like the obvious solution but there could be a better option.
www.moneyhelper.org.uk/en/everyday-money/credit-and-purchases/do-you-need-to-borrow-money
Interactive: Dealing with debt
Our debt guidance can help you beat your money worries and find free debt advice near you.
Interactive: Where to get free debt advice
If you are struggling with debt, it can be hard to know where to turn. But with lots of free advice services available across the UK, you can find help in a way that is best for you.
www.moneyhelper.org.uk/en/money-troubles/dealing-with-debt/use-our-debt-advice-locator
Interactive: Money Navigator Tool
The coronavirus restrictions have affected millions of people and things are taking a while to recover. What this means for your finances will be very personal to you. So, if you are looking for money guidance but don’t know where to start, you’re not alone.
www.moneyhelper.org.uk/en/money-troubles/coronavirus/money-navigator-tool
Information: Help with rent or mortgage arrears
Help if you are struggling with your mortgage or rent payments and information on government support if you can't pay your mortgage.
www.moneyhelper.org.uk/en/homes/buying-a-home/struggling-with-mortgages
Information: Alternatives to payday loans
Before getting a payday loan, make sure you’ve stopped to consider these alternatives.
www.moneyhelper.org.uk/en/everyday-money/types-of-credit/payday-loans-other-ways-to-borrow
Information: Loan Sharks
Loan sharks are illegal, dangerous and can resort to intimidation or violence. Read our guide to find out how to avoid them by considering other options.
www.moneyhelper.org.uk/en/everyday-money/types-of-credit/how-to-spot-a-loan-shark
Financial Education
Talking about money
If you need to talk to someone about money but aren’t sure how it will go, this guide will help you get started. Guidance to help you have those tricky conversations with friends and family about money.
Talking to children about money
Parents and carers play a crucial role in helping their children gain the money skills they need.
Improving your credit rating
Source: https://www.moneyhelper.org.uk/en
